Attention homeowners in Maricopa and Yavapai County: Get an Appraisal today!

Here are the top reasons AZ homeowners hire MVB Appraisal:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge the assessment of your property
To cut a mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a AZ divorce, where real estate needs to be divided
Determine the true market value of real estate in question to settle an estate

Own a house and need help deciding the price of it?
Contact MVB Appraisal.

We at MVB Appraisal understand the unique needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at MVB Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At MVB Appraisal, we're veterans in helping customers just like you rid themselves of undesirable PMI insurance.

Challenge a property tax assessment

If you live in a region that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from MVB Appraisal is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from MVB Appraisal can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.